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Pricing | SmartPay Wallet - Digital Payment Ecosystem for Africa

Simple, Transparent Pricing

Choose the plan that fits your needs. No hidden fees, no surprises.

Personal Accounts

Send, receive, and manage money with Africa's most trusted digital wallet

Most Popular

Premium

KSH 0
per month
  • Send up to KSH 500,000/month
  • Receive unlimited funds
  • Local transfers (0.5% fee)
  • Priority customer support
Get Premium

Developer API Plans

Power your applications with our robust payment API. We'll even help integrate your system with our API!

Starter

KSH 400
per month
  • Up to 1,000 transactions/month
  • STK Push integration
  • Real-time callbacks
  • Basic analytics
  • Email support
  • Sandbox environment
Get Starter
Best Value

Professional

KSH 800
per month
  • Up to 10,000 transactions/month
  • All Starter features
  • B2C transfers
  • Advanced analytics
  • Priority support
  • Custom webhooks
  • Multiple accounts
  • We help integrate your system!
Get Professional

Enterprise

Custom
volume-based pricing
  • Unlimited transactions
  • All Professional features
  • Dedicated account manager
  • SLA guarantees
  • Custom integrations
  • White-label solutions
  • 24/7 premium support
Contact Sales

Frequently Asked Questions

Everything you need to know about our pricing and plans

What payment methods do you accept?

We accept all major mobile money options (M-Pesa, Airtel Money, Tigo Pesa) and bank transfers in Kenyan Shillings.

What does the Professional plan integration include?

Our KSH 800 Professional plan includes full integration support where our team will work with you to connect your system to our API. This includes initial setup, testing, and troubleshooting to ensure everything works smoothly.

Can I switch plans later?

Yes, you can upgrade or downgrade your plan at any time. Changes take effect immediately, and we'll prorate any differences in pricing.

What happens if I exceed my transaction limit?

If you exceed your monthly transaction limit, additional transactions will be charged at KSH 1 per transaction. You'll receive notifications as you approach your limit.

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